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DeFi.ly

Instant Capital With Identity-Verified Access

Under-collateralized loans with AI underwriting. Fast approvals based on verifiable credentials and reputation.

Visit DeFi.lyView Documentation

Why Choose DeFi.ly?

Revolutionary lending with identity-verified access and AI-powered risk assessment

Instant Approval

Get loans approved in under 3 minutes with AI underwriting

AI Underwriting

Quantum-grade identity verification and risk assessment

2.3% Default Rate

Industry-leading performance across $50M+ funded

Identity-Gated

Privacy-first verification with IDSentric integration

Next-Generation
DeFi Lending

DeFi.ly combines identity verification, AI underwriting, and flash loan technology to enable instant under-collateralized loans with minimal risk.

Under-collateralized loans up to $50K
AI-powered risk assessment
Dynamic NFT credit profiles
Flash loan integration
Real-time execution
DAO-native architecture
$50M+
Total Funded
2.3%
Default Rate
3min
Avg Approval

Perfect For

Personal loans
Business funding
DeFi arbitrage
Liquidity provision

Works With

Part of the ByEnnen infrastructure ecosystem

SafeBank Logo

SafeBank

Convert your loans to instant payments with crypto

Settle payments instantly with SafeBank →
CredZK Logo

CredZK

Verify creditworthiness without exposing data

Zero-knowledge proofs with CredZK →

IDSentric

Complete KYC for lending eligibility

Identity verification with IDSentric →

Ready for Instant Capital?

Join the future of DeFi lending with identity-verified, under-collateralized loans.

Borrow Now

Part of the ByEnnen infrastructure ecosystem

ByEnnen

Parent company owning and licensing infrastructure for verifiable identity and financial trust. Our products provide enterprise-grade APIs and SDKs for Web2, Web3, and DAO-native applications.

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